Feb 29th, 2020 – Cantiani Insurance Group – Insuring your Condo

On this week’s edition of Handling Change, Paul Cantiani Jr of the Cantiani Insurance Group joins Joe in studio to talk about insuring your condos.

Condo insurance is a bit different from insuring a single family home. You have the Master to deal with and of course common area and other owners sharing walls, common space, parking space, etc

Check out this and all the Handling Change segments at HandlingChange.info

Cantiani Insurance Group
318 Plantation Street
Worcester, MA 01604

(508) 791-2088
Hours of operation
Monday–Friday, 8:30 AM to 5:00 PM
East Douglas 8:00 AM to 4:30 PM

2.8.20 What is an Umbrella Policy?….

On this week’s Handling Change Paul Stankus, Vice President of Agency Operations, joins Joe in studio to talk about Umbrella Policies.

A personal umbrella policy, sometimes referred to as umbrella insurance, is meant to help protect you from large and potentially devastating liability claims or judgments. Personal umbrella coverage comes into play when your underlying liability limits (such as from a homeowners or auto insurance policy) have been reached.

318 Plantation Street
Worcester, MA 01604

(508) 791-2088
Hours of operation
Monday–Friday, 8:30 AM to 5:00 PM
East Douglas 8:00 AM to 4:30 PM

Dec 14th, 2019 Ice Damns, insulating your pipes

On this week’s Handling change, Paul Stankus, Vice President of Agency Operations joins Joe in studio to talk about the problems that come with the Winter Months.

Paul talks about Ice Damns, insulating your pipes and even having your Alarm company monitor your temp while you are out.

The Cantiani Insurance Agency located in Worcester, Massachusetts! Our professional staff has been providing clients with personalized and courteous service in central Massachusetts for over 40 years now. Our independent agents are some of the best and brightest in the industry and strive to maintain a high degree of integrity, and work for your complete satisfaction.

We believe our success is due to our constant desire to give you, our friends and neighbors, personalized service. We are committed to our clients as well as our community.


11.02.19 How does your Realtor and Insurance Agent work together?

Brian Carpenter of 1 Worcester Homes and Paul Cantiani Jr of Cantiani Insurance Group join together and talk to Joe about how the Real Estate and Insurance come together when purchasing a home or property.

Brian is heard on the 4th Saturday of the month and Paul is heard on the 2nd and 5th Saturday of the month…but you can hear all our Experts anytime at Handlingchange.info.

10.12.19 What happens after an accident & how do you protect yourself from that fender bender costing you unexpected expense

Paul Cantiani Jr joins Joe in studio to talk about what happens after an accident.

What coverage you should have, how does the deductible work and when you need what coverage and why.

Not getting caught under covered and getting stuck with a huge bill you weren’t counting on is important and your Insurance Agent can make sure you are protected.

Contact your agent now and be sure you are protected and you can call Paul or any of the great people at Cantiani’s anytime

(508) 791-2088

318 Plantation Street
Worcester, Massachusetts

Turn to Cantiani Insurance Agency in Worcester, Massachusetts, for home, auto, and business insurance, as well as other asset protection.

10.05.19 How does your Insurance play in purchasing a new home?

Wes Oliver and Paul Cantiani Jr join Joe in studio to talk about how Insurance plays a roll when purchasing and qualifying a new home.

It is important that your Insurance agent is aware of the property and coverage you’ll need to protect your money and interest.

And it’s important that the Mortgage Broker knows the premiums required to protect you, they play a role int he qualifying ratios

Check out Handling Change site on regular basis for great tips, info and advice that helps you hack your life.

7.27.19 What do you do after an accident?

What do you do after an accident?

Fist of course you notify the police and your agent. But then it so important that you select a great Collision or Body Shop. They will get the vehicle in quickly, get the Insurance Appraiser on location.

Then negotiate the repair and replacement needed for your vehicle, they have to advocate. The Insurance company will try to spend as little as possible on the repair of your vehicle.

You deserve to have your vehicle returned to pre-accident condition.. no exceptions.

Most shops will either have or arrange to get you a rental. The rental is tied to the scheduled time the Insurance thinks it will take. So it is important that the shop can do the work in a timely manner and communication is vital between the shop and the Insurance company.

7.13.19 Paul Cantiani Jr on Condo Conversions, Multi and occupancy ratios

Paul Cantiai Jr joins Joe in studio to talk about Condo Conversions..

Multi that have been converted into condo units can be problematic. If not association or Master Policy is in place, it may be difficult to insure your unit.

Also, you need to look at the ratio of unites owned and the number of unites that are rented out.

Join Joe for Handling Change every Saturday at 7:30 am on WCRN 830 AM and online at www.Handlingchange.info


6.29.19 Paul Jr of Cantiani Insurance talks about some Home Renovations the could affect your insurance coverage

Paul Jr joins Joe in studio to chat about how Home Improvements can affect your insurance coverage.

Paul talks about those things you should, need to be concerned about and those things that are not such a big issue. Either way it’s usually good to let your agent know any changes made to your home. You want to be sure you are covered and covered with the appropriate replacement value

Handling Change airs each Saturday at 7:30 am on WCRN 830 AM and live stream on several platforms.

You can hear past shows and find out more at www.HandlingChange.info

Handling Change is a weekly Vignette Aired on WCRN am 830 & WACE am 730 Saturdays at 7:30 am.

Follow the show on Twitter at @Talkingchange4u 

We rotate our Experts weekly.  Each week one of these Leaders in their own industries joins Joe to give you the very best in advice, tips and guidence thier years of experience and expertise can offer.

Mortgage: Wes Oliver of Prestige Home Mortgage 

Insurance: Paul Cantiani Jr of The Cantiani Insurance Group

Real Estate: Brian Carpenter of 1 Worcester Homes

Call in line: 508-871-7000 

On the Web at HandlingChange.info

Email: Handlechange@gmail.com

Follow us on Twitter: @TalkingChange4u

Facebook: @TalkingChange4U

Show Number: 508-296-5445

What’s better than an outdoor summer party with friends and family? A summer party with friends and family—minus the bugs! It can be done and it doesn’t have to involve toxic methods.

Check out these bug-proofing tips:

First, make sure you remove things that attract bugs to your yard. Start with standing water where mosquitoes like to lay eggs. Look for buckets, empty planters, dishes, old tires, unused kiddie pools and turn them over or put them away.

If you have a bird bath, change the water often or add a small pump to circulate the water and discourage mosquitoes from laying eggs.

These tips will help you have a party that you and your guests can enjoy but bugs won’t.

Clean out those rain gutters so they don’t retain water and become a mosquito breeding ground.

Keep your grass mowed. Mosquitoes love to hang out in tall grass and weedy areas.

Add a bat house in your yard. One brown bat can eat as many as 1,000 mosquitoes in one hour.

Use a fan to create a breeze which mosquitoes dislike. Don’t use if it’s raining of course.

Move trash and recycling bins away from the house. Make sure lids are always secured. If using wastebaskets outside at your party, make sure they have lids.

Keep your food covered. Mesh food tents work well to keep flies off your picnic fare and they lift off easily when it’s time to eat.

To keep ants off your deck, slide some garlic cloves between the boards.

Put a chalk line around the area you don’t want the ants to cross. Cucumber slices and peels also repel ants, as do mint leaves.

These tips will help you have a party that you and your guests can enjoy but bugs won’t.

Cantiani Insurance Agency 1 Worcester Homes Prestige Home Mortgage LLC Wes Oliver Team NMLS # 3571 The Law Office of Daniel W. Murray WCRN Radio AM 830 Cameo Media Joe Mangiacotti Teddy Goodpup