3.27.19 Handling Change Minute – Some Tips for your Financial Well-being

We take a look on Handling Change Minute Ten great Tips for your Financial well-being.

You can hear the HC Minute each week at 6:30 am on WCRN 830 AM ..

Top Ten Financial Tips

1. Get Paid What You’re Worth and Spend Less Than You Earn

It sounds simplistic, but many people struggle with this first basic rule. Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life.

No matter how much or how little you’re paid, you’ll never get ahead if you spend more than you earn. Often it’s easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. It doesn’t always have to involve making big sacrifices.

Reality Check

How are you doing on the top ten list? If you’re not doing at least six of the ten, resolve to make improvements. Choose one area at a time and set a goal for incorporating all ten into your lifestyle.

 

3.23.19 What to do to get your home ready for the Spring Market

Brian Carpenter, founder, Owner-Broker of 1 Worcester Homes join Handling Change on the fourth Saturday of each month

Brian will bring his unique talent, skills and expertise to you each month. Whether buying, selling or Investing Real Estate Brain can talk to about the practical application of every day Real Estate.

On this week’s HC, Brian talks about the Spring Market and what you need to do to get ready to put your home on the Market.

“Buying or selling a home in the Worcester area? We can help! Please call me at 508-494-8757 or email me at 1worcesterhomes@gmail.com

 

 

2.23.19 Selling and Buying in Winter…. the good and bad of it

Brian Carpenter, founder, Owner-Broker of 1 Worcester Homes join Handling Change on the fourth Saturday of each month

Brian will bring his unique talent, skills and expertise to you each month.  Whether buying, selling or Investing Real Estate Brain can talk to about the practical application of every day Real Estate.

“Buying or selling a home in the Worcester area? We can help! Please call me at 508-494-8757 or email me at 1worcesterhomes@gmail.com”

… Brian Carpenter

The Cantiani Insurance Tip of the week:

Call in line: 508-871-7000 

Host: Joe Mangiacotti and Pual Cantiani Jr

On the Web at HandlingChange.info

Email: Handlechange@gmail.com

Follow us on Twitter: @TalkingChange4u

Handling Change Office: 508-296-5445

 

2.9.19 Paul Cantiani Jr joins Joe in studio to tell us about GAP insurance on your new vehicles

The Cantiani Insurance Group joins the Handling Change family as one of our Experts. Both Paul Sr. and Jr. sit with Joe Mangiacotti to share their beginnings and the philosophy that has made this neighborhood agency one of the largest and most respected businesses in Central MA.

Paul Cantiani can be heard on the second Saturday of each month now. Join us Saturday’s at 7:30 am on WCRN 830 AM and live streaming on TuneIn

Paul Cantiani Jr joins Joe in studio to tell us about GAP insurance on your new vehicles and what pitfall to lookout for when you purchase a car with a Trade-in out of state.

Call in line: 508-871-7000 

Host: Joe Mangiacotti and Pual Cantiani Jr

On the Web at HandlingChange.info

Email: Handlechange@gmail.com

Follow us on Twitter: @TalkingChange4u

Handling Change Office: 508-296-5445

2.2.19 Eldercare Trusts – Dan and Chris Murray of Murray Law Office introduce some Trusts you can use in your Eldercare Planning

Dan and Chris Murray of the Murray Law Office join Joe on Handling Change. This week Chris introduces a couple types of Trusts that can be used in your Eldercare Planning. These trusts can compliment those types of Trusts that Dan spoke of a couple weeks ago.

Listen to Massachusetts Bar Certified Attorneys, Christopher Murray and Daniel Murray, discuss Elder Care Law and Real Estate Matters with Joe Mangiacotti on Saturday Mornings. Chris and Dan cover everything from asset protection, wealth management, tips to avoid potential mistakes in a real estate closing, and much, much more!

Handling Change can be heard from almost anywhere in Massachusetts on WRCN am 830 & WACE 730 beginning at 7:30 AM.

www.danielmurraylaw.com

www.facebook.com/DanielMurrayLaw

twitter.com/danielmurraylaw

Christopher L. Murray, Esq.

Law Offices of Daniel W. Murray

39 Union Avenue

Second Floor

Sudbury, MA 01776

Phone: (978) 579-9800

Fax: (978) 579-9809

1.12.19 The Cantiani Insurance Group’s Introduction to Handling Change

The Cantiani Insurance Group joins the Handling Change family as one of our Experts. Both Paul Sr. and Jr. sit with Joe Mangiacotti to share their beginnings and the philosophy that has made this neighborhood agency one of the largest and most respected businesses in Central MA.

Paul Cantiani can be heard on the second Saturday of each month now. Join us Saturday’s at 7:30 am on WCRN 830 AM and live streaming on TuneIn

You can hear the Handling Change segments atwww.HandlingChange.info

Call in line: 508-871-7000 

Host: Joe Mangiacotti and Pual Cantiani Jr

On the Web at HandlingChange.info

Email: Handlechange@gmail.com

Follow us on Twitter: @TalkingChange4u

Handling Change Office: 508-296-5445

1.5.19 Dan and Chris of Murray Law – 1st show of 2019 – Eldercare, wills and planning

Chris tells us how important it is to coverall the contingencies when laying out your wishes.

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Listen to Massachusetts Bar Certified Attorneys, Christopher Murray and Daniel Murray, discuss Elder Care Law and Real Estate Matters with Joe Mangiacotti on Saturday Mornings. Chris and Dan cover everything from asset protection, wealth management, tips to avoid potential mistakes in a real estate closing, and much, much more!

Handling Change can be heard from almost anywhere in Massachusetts on WRCN am 830 & WACE 730 beginning at 7:30 AM.

www.danielmurraylaw.com

https://www.facebook.com/DanielMurrayLaw

https://twitter.com/danielmurraylaw

Christopher L. Murray, Esq.

Law Offices of Daniel W. Murray

39 Union Avenue

Second Floor

Sudbury, MA 01776

Phone:  (978) 579-9800

Fax:        (978) 579-9809

12.29.18 Paul Cantiani Jr of Cantiani Insurance Group on securing your Home Owners Insurance Quotes

Paul Cantiani Jr joined Joe to discuss what you need to know when getting quotes on your Home Owners Insurance.

The Cantiani Insurance Group is committed to providing you with personalized, courteous service. Paul Cantiani started the agency in 1965 from his home on Grafton Hill. That first year, he had 200 customers, since then his company has grown substantially. In 2006, his son, Paul Cantiani Jr. joined the agency and now heads up his Sales Team.


Today, the Cantiani Agency has over 20 employees and serve over 6000 families in Worcester County.

Their success is due to their constant desire to give you, your friends and neighbors, personalized service. they are committed to you, their clients as well as the community.

Everyone’s insurance needs vary, Cantiani Agency represent a number of fine companies so they may offer you a full spectrum of products. They will work for you to obtain competitive pricing as well as products that accommodate all your insurance needs. Let them give you a quote and bundle your policies to provide you with the most savings available today.

Handling Change can be heard from almost anywhere in Massachusetts on WRCN am 830 & WACE 730 beginning at 7:30 AM.

Two locations to serve you, Cantiani Insurance Agency at 318 Plantation Street, Worcester, MA 01604.

Phone: 508-791-2088

or our sister company

East Douglas insurance at  P.O. Box 1370, 306 Main Street
Douglas, MA 01516  

Phone: 508-476-2101 we’ll be glad to help!

Location
318 Plantation Street
Worcester, MA 01604

Hours of Operation:
Monday–Friday, 8:30 a.m.–5:00 p.m.

Phone:
(508) 791-2088 
Facsimile (508) 799-0663
Email: info@cantianiagency.com

 

12.21.18 Merry Christmas…. on this Holiday weekend’s HC Dan Murray explain Title Insurance

Listen to Massachusetts Bar Certified Attorneys, Christopher Murray and Daniel Murray, discuss Elder Care Law and Real Estate Matters with Joe Mangiacotti on Saturday Mornings. Chris and Dan cover everything from asset protection, wealth management, tips to avoid potential mistakes in a real estate closing, and much, much more!

Chris and Dan Murray from the Murray Law Office join us on Handling Change.  This week Dan Murray breaks down what Title Insurance is and why it is important to have.

Handling Change can be heard from almost anywhere in Massachusetts on WRCN am 830 & WACE 730 beginning at 7:30 AM.

www.danielmurraylaw.com

https://www.facebook.com/DanielMurrayLaw

https://twitter.com/danielmurraylaw

Christopher L. Murray, Esq.

Law Offices of Daniel W. Murray

39 Union Avenue

Second Floor

Sudbury, MA 01776

Phone:  (978) 579-9800

Fax:        (978) 579-9809